Hana Card Payment
Customer & Pilot Partner
Through real-world use of Pay Guardian, it supports validation in payment operations and service improvements.
FINANCIAL REGTECHMake compliance
Make compliance
operational.
We connect regulatory requirements to the checks, evidence, deadlines, and reporting that payment businesses handle every day.
OUR APPROACH
What is financial RegTech?
Financial RegTech applies technology to the operational work required by laws, industry standards, and supervisory expectations.
Our work focuses on making those requirements usable: what to check, who decides, what to record, when to follow up, and how to explain the outcome.
THE FIVE STEPS
From requirements to evidence.
A merchant due diligence example shows how separate tasks become one traceable flow.
Requirements
Prepare checks, questionnaires, and decision criteria.
Information
Collect responses and supporting documents.
Review
Find gaps, inconsistencies, and items needing human judgment.
Follow-up
Track owners, remediation, and deadlines.
Reporting
Keep the records and reasoning needed to explain decisions.
Illustrative workflow; not a claim that every step is fully automated in the current product.
Available · Product information & implementation advice
Pay Guardian
METI compliance work, clear for every team member.
Pay Guardian shows the work to do, missing documents, deadlines and approvals. It connects merchant investigations, documents, approvals and internal audits, and helps teams find records for on-site inspections.
- Merchant screening — registration, investigation, review and approval
- Ongoing reviews — previous results and periodic or ad hoc investigations
- Documents and revisions — missing documents, versions and approvals
- Internal audit — checklists, findings and improvements
- Records and evidence — who checked what and when
- Complaints and corrective actions — reception, response and improvements
The Complete Package includes an internal auditor, covering day-to-day operations and records through internal audit checks.
Teams confirm information, make judgments and approvals. The reminder screen manages schedules; survey emails are currently sent by staff.
PARTNERS
Connected to payment operations and global markets.
Draper Dragon
Partner
Through its partnership with Pay Guardian, it supports international companies entering Japan with regulatory compliance and operational setup.
WHO WE WORK WITH
For the payment ecosystem.
- Payment service providers (PSPs)
- Acquirers and card companies
- E-commerce platforms and marketplaces
- Financial services businesses
- Merchants
The right approach depends on each business's role and applicable requirements.
Planning to enter the Japanese market?
Tell us about your business model and the operational questions you are working through. We can discuss where requirements meet your day-to-day processes.
Get in touch