Hana Card Payment
Customer & Pilot Partner
Through real-world use of Pay Guardian, it supports validation in payment operations and service improvements.
HANAPANA TECH · FINANCIAL REGTECH
Turn Regulation
Turn Regulation
into Technology.
We turn complex compliance requirements into clear, repeatable operations—so payment businesses can focus on what they do best.
WHAT WE DO
From rules to everyday work.
Reading a rule is only the beginning. Teams also need to make decisions, keep records, meet deadlines, and explain what happened.
HANAPANA TECH connects those steps into an operational system. Our focus is Japanese financial and payment regulation, including the practical work behind merchant due diligence.
Our story
HOW WE WORK
One connected flow.
We bring requirements, information, review, follow-up, and reporting into one process.
Define
Translate relevant rules into practical checks.
Collect
Gather answers and supporting materials.
Review
Identify gaps and assess risks.
Follow up
Assign owners and track deadlines.
Explain
Keep the evidence behind each decision.
This is an illustration of a merchant due diligence workflow. See the product page for Pay Guardian's current status.
Available · Product information & implementation advice
Meet Pay Guardian.
METI compliance work, clear for every team member. Know what to do, see what is missing and find the record.
Pay Guardian is available. It brings screening, investigations, evidence management and audits together. See the product website for product information and implementation consultations.
The system organizes work, evidence, approval history and deadlines. Teams confirm information, make judgments and approvals, and send survey emails. The reminder screen manages schedules; survey emails are currently sent by staff.
PARTNERS
Connected to payment operations and global markets.
Draper Dragon
Partner
Through its partnership with Pay Guardian, it supports international companies entering Japan with regulatory compliance and operational setup.
ENTERING JAPAN
Built for the realities of the Japanese market.
For overseas payment businesses, understanding a regulation is different from operating under it every day.
We help translate requirements administered by Japan's Ministry of Economy, Trade and Industry and Financial Services Agency into practical processes—from business design to ongoing operations. We do not claim affiliation with either agency.
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